Modern and digital money lenders have decided to put their best foot forward to ensure all eligible borrowers are fully accommodated in terms of financial support. Whether you are undergoing an emergency or having difficult times due to low cash, your loan application and disbursement process are just a couple of clicks away. This article contains the recommendable loan apps in Kenya without registration fees.

Many people have chosen to go for private instant loan lenders and loan apps since they’ve proven to be highly convenient. This is because these loans require little or sometimes no credit security.

Loan Apps Without Registration Fees In Kenya

Below is a list of the best loan apps without registration fees in Kenya.

List Of Loan Apps Without Registration Fees

1. Utunzi loans

This lender gives unsecured loan accessibility to borrowers in Kenya through their mobile phones. You can access the Utunzi app and services as long as you have a smartphone and you’re connected to a working internet.

2. Tala loan app

Tala has been ranked and top-reviewed by many users on Playstore since it’s been a trusted lender for a few years now. On Tala, you can borrow up to Ksh.50,000 just in a matter of minutes. The loan approval is done instantly and the money is disbursed to your account almost immediately. Download tala loan app on google play store.

3. Branch app

Before making a user eligible for a loan on their platform, the Branch accesses the user’s credit-based data on their phone. The loan approval is done instantly after the assessment thus giving users with a good credit score a chance to apply for a certain limit. Get branch loan app on google playstore.

4. Opesa

Opesa App offers a loan limit ranging from Ksh. 2,000 to Ksh. 10,000 under a repayment period of 14 days. Before approving you to begin borrowing, Opesa accesses your phone’s financial data to make sure you qualify.

5. Zenka Loans

Meanwhile, this is one of the most popular loan apps in Kenya that lends cash without asking for collateral. The app is well-reviewed and top-rated by its users on the Google play store. Zenka offers a minimum of Ksh. 500 and a maximum of up to Ksh. 30,000. You can search the application on Playstore to check out their terms and privacy.

zenka mobile credit application

6. Timiza

Timiza loan app is a loan lending platform funded by ABSA bank to provide financial assistance to Kenyan users through their smartphones. This is one of the most reliable loan lending apps in Kenya offering a minimum of Ksh. 50 to a maximum of Ksh. 150,000. The repayment period for Timiza loans is 30 days. Download timiza loan app from google playstore.

You can download these loan apps on your mobile phone’s AppStore by searching the name tags on the store’s search bar. You just need a working internet connection and enough storage space to accommodate the application on your phone. As soon as you download it, install the loan app, launch it, and start your loan application immediately.

Which is the best app without registration fees?

Before we call it a day, I’m going to offer you a few golden tips you should follow when selecting the best loan apps that won’t charge you a credit application fee. Consider the factors outlined below before choosing a loan app:

  • Loan amount
  • Disbursement period
  • Processing fees and interest rates
  • Responsive customer care
  • Repayment period

You can easily apply for a quick loan using your phone from the above loan apps without registration fees. Avoid loan default cases with your lenders to avert financial conflicts and poor credit scores. Use these apps during emergencies or whenever you’ve fallen short of cash to get through tough times. Lastly, remember to pay all your loans on time to increase your credit score which will end up boosting your borrowing limit.